Health Insurance for Postgraduate Students
Healthcare Insurance Requirements
It's vital that British students have health insurance cover whilst studying abroad.
This section provides practical advice on health insurance for British postgraduate students at European universities only. We will update you on information about health insurance in other popular study destinations such as America and Australia as soon as we can.
We are also not able to offer advice on specific products and their suitability for your requirements, so please treat the information provided below as of general relevance only.
The EHIC Card for UK Nationals
According to the NHS, British students are entitled to a European Health Insurance Card (EHIC)for the duration of their courses, as long as they intend to return to the UK at the end of the courses and they are not working part-time or undertaking a paid internship simultaneously with their studies.
Ordinarily the EHIC has a validity of 12 months for temporary residence abroad but there is a clear exception made for students on non-UK university degrees on the NHS's website.
The EHIC will cover your treatment until you return to the UK. It also covers treatment of pre-existing medical conditions. The cover you receive will be based on the national standard healthcare system of the country where you're studying, and will not be based on NHS terms and conditions. As a result you might find yourself having to pay for treatments that would ordinarily be provided for free in the UK.
Make sure you always carry your EHIC card because you will need to show it if you use any of the health services abroad.
Applying for an EHIC
When you apply for EHIC you will need to include the address of where you will be studying, the period of study and details of the qualification you're studying for.
Health Insurance over and above the EHIC
It might be advisable for postgraduate students to take out health insurance for conditions not covered by the EHIC. This is especially the case for the Netherlands. Please check out our website Study in Holland for more further information about terms and conditions of Dutch public health insurance